UOB Lender provides various own banking products and services designed to fulfill the economical requires of people. Under is an extensive overview that may help you understand the key areas and offerings.
Kinds of Accounts
Savings Account: This account allows you to spend less when earning curiosity.
Features: Easy accessibility, curiosity earnings, negligible costs.
Advantages: Harmless place for your resources, likely growth by interest.
Latest Account: Ideal for day-to-day transactions and managing costs.
Capabilities: Checkbook facility, overdraft protection.
Added benefits: Handy for normal payments and withdrawals.
Preset Deposit Account: For anyone wanting to generate bigger interest costs around a fixed period of time.
Options: Set phrase deposits, better desire prices when compared with price savings accounts.
Advantages: Safe financial commitment option with predictable returns.
Loans
Private Loans: Unsecured loans that could be employed for many purposes like training or residence renovation.
Sorts:
Installment Loans
Credit score Lines
Rewards: Flexible repayment terms, competitive interest prices.
House Loans: Tailored solutions for purchasing property or refinancing present home loans.
Forms:
Mounted Fee Property Bank loan
Floating Fee Residence Mortgage
Advantages: Various ideas to suit individual requires, beautiful costs.
Charge cards
UOB provides An array of charge cards catering to distinct lifestyles and expending behavior:
Rewards Playing cards: Generate details on each individual acquire which may be redeemed for items or journey miles.
Cashback Playing cards: Get funds rebates on daily expending for example groceries and dining out.
Journey Playing cards: Specific benefits like air miles accumulation and journey insurance coverage protection.
Investment decision Services
For people considering escalating their wealth by way of investments:
Device Trusts * Diversified portfolio managed by specialists. * Well suited for extended-expression growth goals.
Structured Deposits * Combines the options of conventional deposits with financial commitment goods. * Perhaps bigger returns but with some danger included.
Coverage Goods
To guard by yourself and All your family members versus unexpected events:
Lifestyle Insurance policies * Delivers economical security in uob personal banking case of death or crucial sickness. * Also can serve as a cost savings Device dependant upon the plan preferred.
Health and fitness Coverage * Handles clinical charges which include hospitalization charges. * Essential for mitigating higher healthcare prices.
Electronic Banking Expert services
Usefulness at your fingertips by way of digital platforms:
Internet Banking
Helps you to take care of your finances on-line:
View account balances and transaction heritage
Transfer money in between accounts or pay back costs
Apply for new products (financial loans/credit cards)
Cellular Banking
Banking on-the-go by way of cell apps:
Speedy stability checks
Cell payment alternatives (QR code payments)
Notifications & alerts about account exercise
With these complete choices, UOB aims to provide personalised banking options that cater precisely to specific requirements even though ensuring usefulness and security in all transactions.